Mortgage

Now it has become much easier to buy an apartment or a house. Excellent mortgage solutions from Spitamen Bank give the opportunity to buy an accommodation on attractive terms.

Mortgage  


If you wish to buy an apartment, a house or to renovate your home, this product is what you need. Turn your dreams into reality by obtaining the accessible loan in Spitamen Bank.    

 

  Loan amount   from 1 000 tо 150 000 USD
  Interest rate     15% p.a.
  Maturity   from 3 tо 120 months
  Collateral   property to be purchased
  Client's own funds   min 30% of the property price  
  To whom   private individuals, citizens of the Republic of Tajikistan   
  Guarantor   not required 

Special Mortgage Mortgage from Spitamen Bank in partnership with CC Avicenna

Spitamen Bank and CC Avicenna offer special conditions for the purchase of housing in the capital of Tajikistan at 12% per annum, in the elite new buildings of the company Avicenna (http://avicenna.tj/). 

 

  Loan amount   from 1 000 tо 150 000 USD
  Interest rate     12% p.a.
  Maturity   from 3 tо 72 months
  Grace period
  the first four months - 0%
  Collateral   property to be purchased    
  Client's own funds   min. 30% of the price of purchased real estate
  To whom   private individuals, citizens of the Republic of Tajikistan   
  Guarantor   not required 

Mortgage from Spitamen Bank in partnership with CC OJSC “Global Group”

Mortgage from Spitamen Bank in partnership with CC OJSC “Global Group”  (http://globalgroup.tj/) – an opportunity to purchase an apartment in the 17-floor residential complex that is under construction. 


Conditions for obtaining the mortgage loan:

Loan amount from 1 000 tо 150 000 USD
Interest rate    12% p.a.
Maturity from 3 tо 72 months
Collateral property to be purchased
Client’s own funds min 30% of the property price
To whom private individuals, citizens of the Republic of Tajikistan
Guarantor not required

Mortgage from Spitamen Bank in partnership with IC “A & R Construction

Buying your own home with a mortgage in recent years has become one of the most popular ways to solve the housing problem. Do not put off until later the realization of the dream of your own apartment in a new building!

Spitamen Bank does everything to make it convenient and affordable to issue a mortgage and, in partnership with another developer-SK "A & R Construction" (http://arc.tj/), offers its clients favorable conditions for mortgage loans for the purchase of apartments in two modern residential complexes of elite class.

A mortgage from Spitamen Bank for the purchase of apartments under construction in residential complexes from IC "A & R Construction" is provided under the following conditions: 

Amount from 1000 to 150,000 US dollars
The interest rate 12% p.a
The loan term  from 3 to 120 months
Collateral security Available real estate, jewelry, or a deposit in Spitamen Bank
Availability of own funds min. 30% of the value of the purchased property
To whom individuals, citizens of the RT
Surety not required

Loan calculator

Documents required for obtaining the loan:

  • Copy of the passport and client's TIN.
  • The copy of the passport of the spouse of the client (if the client is married).
  • The document of the client confirming a source of income: Certificate of the salary or Patent/certificate.


Why get a loan in Spitamen Bank?

  • Fast processing times
  • Low interest rates
  • Individual and flexible approach to each client




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