Deposit “Tifli zarrin” (Golden Child)
up to 3%
maximum interest rate6 months
minimum term100 TJS
the lowest amount
Advantages
Only 1 document
A passport is required
Fast approval
account is opened as soon as possible
Receive money
you can receive money at any timeDeposit calculator
Calculation results
Deposit amount
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Documents required to open an account:
passport of a citizen of the Republic of Tajikistan;
taxpayer identification number – TIN.Interest on savings
Sakhovat
In national currency:
In national currency:
In national currency:
- up to 6 months - 1%
- up to 12 months - 1%
- up to 24 months - 2%
- up to 36 months - 3%
- up to 6 months - 0,5%
- up to 12 months - 0,5%
- up to 24 months - 0,5%
- up to 36 months - 1%
In national currency:
- up to 6 months - 0%
- up to 12 months - 1%
- up to 24 months - 2%
- up to 36 months - 3%
- up to 6 months - 0,5%
- up to 12 months - 0,5%
- up to 24 months - 0,5%
- up to 36 months - 1%
In which case will my deposit be returned?
In the event of an insured situation, the Fund reimburses the depositor for the amount of insured deposits in a credit institution.To ensure the functioning of the savings insurance system for individuals, the Deposit and Savings Insurance Fund of Tajikistan (hereinafter referred to as the Fund) operates,which pays insurance compensation to depositors upon the occurrence of an insured event, maintains a register of credit institutions participating in the savings insurance system for individuals, and also collects and records payments from credit institutions.
The objectives of the Foundation are:– protection of the rights and legitimate interests of depositors by paying insurance compensation;
– strengthening public confidence in the banking system of the Republic of Tajikistan.
Contacts:
Address: Republic of Tajikistan, 734025 Dushanbe, Mayakovsky St. 77/2
Website: www.dif.tj
Information phone number: +992 44 600-32-45
Email: info@dif.tj
How is the deposit refund amount calculated?
The amount of compensation for deposits in the national currency is no more than 500 and for deposits in foreign currency no more than 350 indicators for calculations.
Procedure for membership in the Foundation
In accordance with Articles 12 and 15 of the Law of the Republic of Tajikistan “On Insurance of Deposits of Individuals”, any credit institution that has a license from the National Bank of Tajikistan to attract deposits from individuals is a member of the Fund.
To obtain a Certificate of Membership in the Deposit Insurance Fund for Individuals, credit institutions must provide the following documents:
1. An official letter from a credit institution addressed to the Chairman of the Deposit Insurance Fund for Individuals on its acceptance as a member of the Deposit Insurance Fund for Individuals;
2. A copy of the license of the National Bank of Tajikistan to attract deposits from individuals;
3. Balance sheet of the credit institution on the date of membership in the Fund;
4. Payment of a membership fee in the amount of 0.5 percent of the minimum authorized capital to the account of the Deposit Insurance Fund of Individuals in the National Bank of Tajikistan.
Within three working days after the payment of the membership fee, the Fund includes the credit institution in the Register of credit institutions of the physical deposit insurance system and issues a Certificate of Membership.
To obtain a Certificate of Membership in the Deposit Insurance Fund for Individuals, credit institutions must provide the following documents:
1. An official letter from a credit institution addressed to the Chairman of the Deposit Insurance Fund for Individuals on its acceptance as a member of the Deposit Insurance Fund for Individuals;
2. A copy of the license of the National Bank of Tajikistan to attract deposits from individuals;
3. Balance sheet of the credit institution on the date of membership in the Fund;
4. Payment of a membership fee in the amount of 0.5 percent of the minimum authorized capital to the account of the Deposit Insurance Fund of Individuals in the National Bank of Tajikistan.
Within three working days after the payment of the membership fee, the Fund includes the credit institution in the Register of credit institutions of the physical deposit insurance system and issues a Certificate of Membership.
Deposit insurance procedure
Since 2014, Spitamen Bank CJSC has been a member of the Deposit Insurance Fund of Tajikistan. Your deposits are insured in accordance with the Law of the Republic of Tajikistan “On Deposit and Savings Insurance.” For more information, please visit www.dif.tj.