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Personal banking Payment cards UPI Platinum Card/Korti Milli

UPI Platinum Card/Korti Milli

Up to 50,000 TJS

payment of goods and services

Unlimited

cashing in the RT

Free

service up to 5 years
UPI Platinum Card/Korti Milli

Advantages

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Secure card

All your funds are securely stored on the card.
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Do the shopping

Payment without % in shops, cafes, restaurants and hotels.
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No-fee cashing

Cash out your funds at ATMs fee-free.
What documents are required to open a card?arrow
- passport of a citizen of the Republic of Tajikistan;
- taxpayer identification number (TIN);
Can I change the card PIN?arrow
The card PIN can be changed at an ATM or at banking service points.
What happens if the PIN is entered incorrectly?arrow
What happens if the PIN is entered incorrectly?
If you enter an incorrect PIN code three times, the card will be automatically blocked and confiscated. This is a special security measure for card theft and PIN guessing. If the “Spitamen Bank” card is stuck in the ATM of this bank, you can get it again after applying to the Bank.
If the “Spitamen Bank” card is stuck in another bank's ATM, you should contact the bank that owns the ATM. Usually, after presenting the identity document, the card is returned to the owner/holder.
After withdrawing cash from an ATM or paying through a POS-terminal, do not forget to take the card and receipt.
Can I renew my card or do I need to get a new one?arrow
All bank cards have a certain working period. After the expiration of the card, contact the bank to get a new card.
Can someone else get my card from the bank?arrow
Yes, if that person has a notarized power of attorney, he/she can get your card from the bank.
Can I use your cards abroad?arrow
Of course, with Visa and UnionPay cards of the international systems, regardless of the currency of the card account, you can make payments abroad and withdraw cash from ATMs
Can I receive money to my card account from abroad?arrow

Yes, you need to provide your card details to the sender.
If the amount that I filled in through the terminal was not credited, where should I contact?arrow
In this case, the client needs to call the call center of Spitamen Bank and leave an electronic application. The application will be reviewed and the funds will be transferred within 3 business days
What should I do if the amount I deposited through the terminal is less?arrow
In this case, the client needs to call the call center of Spitamen Bank (or via chat) and leave an electronic application. The application will be considered and the funds will be transferred within 3 working days. The electronic application must contain the following information: full name, terminal address, date payment, payment amount, name of the erroneous payment (service), customer's mobile phone number, name of the new payment.
What is the commission fee for transactions carried out through the payment terminals of Spitamen Bank?arrow
All operations carried out through the terminals of Spitamen Bank are carried out without commission.
How to transfer money with a minimum commission from Russia to Tajikistan?arrow
Link a Russian card to the Spitamen Pay app and transfer money with a minimum commission of 0.45%.
What should be done in case of loss or deformation of a payment card?arrow

If the card is lost, you must immediately notify the bank about it, and within five calendar days write a statement with information about the circumstances of the loss (including confirmation from law enforcement agencies if the card was stolen). The fee for issuing a new card is charged in accordance with the Bank's tariffs.
What is issuance period of bank cards?arrow
The card issue takes from 3 to 5 business days in Dushanbe. Cards are delivered to other cities and regions of republic within 2 work-weeks.

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