UPI Gold Card/Korti Milli
A gold card for every need
Up to 10,000 TJS
cashing abroadNo-fee
payment of goods and servicesFree
service up to 5 years
Advantages
Secure card
All your funds are securely stored on the card.
Do the shopping
Payment without % in shops, cafes, restaurants and hotels.
No-fee cashing
Cash out your funds at ATMs fee-freeWhat documents are required to open a card?
- passport of a citizen of the Republic of Tajikistan;
- taxpayer identification number (TIN);
- taxpayer identification number (TIN);
Can I change the card PIN?
The card PIN can be changed at an ATM or at banking service points.
What happens if the PIN is entered incorrectly?
What happens if the PIN is entered incorrectly?
If you enter an incorrect PIN code three times, the card will be automatically blocked and confiscated. This is a special security measure for card theft and PIN guessing. If the “Spitamen Bank” card is stuck in the ATM of this bank, you can get it again after applying to the Bank.
If the “Spitamen Bank” card is stuck in another bank's ATM, you should contact the bank that owns the ATM. Usually, after presenting the identity document, the card is returned to the owner/holder.
After withdrawing cash from an ATM or paying through a POS-terminal, do not forget to take the card and receipt.
If you enter an incorrect PIN code three times, the card will be automatically blocked and confiscated. This is a special security measure for card theft and PIN guessing. If the “Spitamen Bank” card is stuck in the ATM of this bank, you can get it again after applying to the Bank.
If the “Spitamen Bank” card is stuck in another bank's ATM, you should contact the bank that owns the ATM. Usually, after presenting the identity document, the card is returned to the owner/holder.
After withdrawing cash from an ATM or paying through a POS-terminal, do not forget to take the card and receipt.
Can I renew my card or do I need to get a new one?
All bank cards have a certain working period. After the expiration of the card, contact the bank to get a new card.
Can someone else get my card from the bank?
Yes, if that person has a notarized power of attorney, he/she can get your card from the bank.
Can I use your cards abroad?
Of course, with Visa and UnionPay cards of the international systems, regardless of the currency of the card account, you can make payments abroad and withdraw cash from ATMs
Can I receive money to my card account from abroad?
Yes, you need to provide your card details to the sender.
If the amount that I filled in through the terminal was not credited, where should I contact?
In this case, the client needs to call the call center of Spitamen Bank and leave an electronic application. The application will be reviewed and the funds will be transferred within 3 business days
What should I do if the amount I deposited through the terminal is less?
In this case, the client needs to call the call center of Spitamen Bank (or via chat) and leave an electronic application. The application will be considered and the funds will be transferred within 3 working days. The electronic application must contain the following information: full name, terminal address, date payment, payment amount, name of the erroneous payment (service), customer's mobile phone number, name of the new payment.
What is the commission fee for transactions carried out through the payment terminals of Spitamen Bank?
All operations carried out through the terminals of Spitamen Bank are carried out without commission.
How to transfer money with a minimum commission from Russia to Tajikistan?
Link a Russian card to the Spitamen Pay app and transfer money with a minimum commission of 0.45%.
What should be done in case of loss or deformation of a payment card?
If the card is lost, you must immediately notify the bank about it, and within five calendar days write a statement with information about the circumstances of the loss (including confirmation from law enforcement agencies if the card was stolen). The fee for issuing a new card is charged in accordance with the Bank's tariffs.
What is issuance period of bank cards?
The card issue takes from 3 to 5 business days in Dushanbe. Cards are delivered to other cities and regions of republic within 2 work-weeks.