The Spitamen Bank Closed Joint Stock Company has begun the activity in 2008, as the Spitamen Capital Microcredit Deposit Institution (MDI). For the short term of MDO it has deserved reputation of the reliable financial partner, and, thanks to harmonious work of team and steady development, in 2014 Spitamen Capital has obtained the license NBT for bank activity.
Long-term experience of employees, sustainable development, confidence in the forces and customer care have made Bank one of the successful financial organizations to which they trust.
The secret of success of Bank is simple, it consists in creation of long-term, partner and mutually beneficial relations with clients.
Since the very first days the Bank has been striving to introduce new information technologies, in order to improve the quality of customer service. So in early 2015, Spitamen Bank connected the automated banking system Oracle FlexCube, which is considered one of the most reliable systems in the world. Oracle FlexCube has allowed the Bank to greatly reduce the time of service and improve its quality, to implement or modify products faster according to customer expectations, and to provide a single production environment for corporate, retail, investment banking through a flexible and scalable modular architecture.
Today the Bank has 21 branches and 48 BSC through the whole country. The number of employees of bank is more than 900 experts. The products and services offered by bank conform to the international standards. One of main objectives of bank is introduction of new technologies and innovative products that it was easy and convenient to all clients of bank to use banking services in all spheres of life.
Timely and quality service through a respectful attitude; understanding the needs of clients, as well as equal relations
Honesty and transparency in relation to oneself, colleagues and clients of the Bank
Providing customers with complete and transparent information, as well as the correct selection of suitable products and services of the Bank
1 371,4 million Somoni
1 823,1 million Somoni
205,3 million Somoni
Planned funding for
customers in 2024
Liquidity coverage ratio
Logos and branding
On this page you will find the official use of the Spitamen Bank logo, as well as corporate identity elements. Please use original files only.