Spitamen Bank and Gulya Gold: gold on instalment in 10 minutes
03.02.2026

Spitamen Bank, in partnership with Gulya Gold jewellery store, offers favourable instalment terms, so there is no need to wait any longer. No purchase or approval required.
Customers can purchase jewellery on instalment plans of up to 25,000 somoni for up to 24months at a rate of 1.33% per month. The process takes up to 10 minutes.
Minimal formalities, quick decisions and transparent terms make buying gold simple and rational. You choose the jewellery, arrange the instalment plan on the spot and take your purchase with you immediately — no need to save up or put it off until later.
You can arrange an instalment plan at Gulya Gold points of sale with the support of Spitamen Bank.
Choose.Take it. Shine.