Now it has become much easier to buy an apartment or a house. Excellent mortgage solutions from Spitamen Bank give the opportunity to buy an accommodation on attractive terms.
Mortgage
If you wish to buy an apartment, a house or to renovate your home, this product is what you need. Turn your dreams into reality by obtaining the accessible loan in Spitamen Bank.
| Loan amount | from 1 000 tо 150 000 USD |
| Interest rate | 15% p.a. |
| Maturity | from 3 tо 120 months |
| Collateral | property to be purchased |
| Client's own funds | min 30% of the property price |
| To whom | private individuals, citizens of the Republic of Tajikistan |
| Guarantor | not required |
Special Mortgage Mortgage from Spitamen Bank in partnership with CC Avicenna
Spitamen Bank and CC Avicenna offer special conditions for the purchase of housing in the capital of Tajikistan at 12% per annum, in the elite new buildings of the company Avicenna (http://avicenna.tj/).
| Loan amount | from 1 000 tо 150 000 USD |
| Interest rate | 12% p.a. |
| Maturity | from 3 tо 72 months |
|
Grace period |
the first four months - 0% |
| Collateral | property to be purchased |
| Client's own funds | min. 30% of the price of purchased real estate |
| To whom | private individuals, citizens of the Republic of Tajikistan |
| Guarantor | not required |
Mortgage from Spitamen Bank in partnership with CC OJSC “Global Group”
Mortgage from Spitamen Bank in partnership with CC OJSC “Global Group” (http://globalgroup.tj/) – an opportunity to purchase an apartment in the 17-floor residential complex that is under construction.
Conditions for obtaining the mortgage loan:
| Loan amount | from 1 000 tо 150 000 USD |
| Interest rate | 12% p.a. |
| Maturity | from 3 tо 72 months |
| Collateral | property to be purchased |
| Client’s own funds | min 30% of the property price |
| To whom | private individuals, citizens of the Republic of Tajikistan |
| Guarantor | not required |
Mortgage from Spitamen Bank in partnership with IC “A & R Construction”
Buying your own home with a mortgage in recent years has become one of the most popular ways to solve the housing problem. Do not put off until later the realization of the dream of your own apartment in a new building!
Spitamen Bank does everything to make it convenient and affordable to issue a mortgage and, in partnership with another developer-SK "A & R Construction" (http://arc.tj/), offers its clients favorable conditions for mortgage loans for the purchase of apartments in two modern residential complexes of elite class.
A mortgage from Spitamen Bank for the purchase of apartments under construction in residential complexes from IC "A & R Construction" is provided under the following conditions:
Spitamen Bank does everything to make it convenient and affordable to issue a mortgage and, in partnership with another developer-SK "A & R Construction" (http://arc.tj/), offers its clients favorable conditions for mortgage loans for the purchase of apartments in two modern residential complexes of elite class.
A mortgage from Spitamen Bank for the purchase of apartments under construction in residential complexes from IC "A & R Construction" is provided under the following conditions:
| Amount | from 1000 to 150,000 US dollars |
| The interest rate | 12% p.a |
| The loan term | from 3 to 120 months |
| Collateral security | Available real estate, jewelry, or a deposit in Spitamen Bank |
| Availability of own funds | min. 30% of the value of the purchased property |
| To whom | individuals, citizens of the RT |
| Surety | not required |
Loan calculator
Documents required for obtaining the loan:
- Copy of the passport and client's TIN.
- The copy of the passport of the spouse of the client (if the client is married).
- The document of the client confirming a source of income: Certificate of the salary or Patent/certificate.
Why get a loan in Spitamen Bank?
- Fast processing times
- Low interest rates
- Individual and flexible approach to each client