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About Bank

If you want that your company was served in reliable bank with which it is always convenient to work, you need to address to Spitamen Bank. 

CJSC Spitamen Bank renders the settlement and cash service with a wide range of operations on opening and maintaining accounts conforming to the international quality standards and guarantees high degree of reliability. 

The correspondent relations with the largest foreign banks allow our clients to make the international payments in any point of the world. And use of the international SWIFT system guarantees the high speed and accuracy of carrying out calculations. 

We do everything that settlement and cash service in bank was fast and convenient.


  • opening and maintaining accounts in:
    • Somoni;        
    • US dollars;
    • Euro;
    • Rubles of the Russian Federation;
  • non-cash payments and transfers in somoni in the territory of RT;
  • non-cash payments and transfers to the countries of the FSU and beyond in foreign currency;
  • cash service;
  • currency exchange transactions;
  • rendering consulting services to clients in all questions of settlement and cash services.

Also, for your convenience, you can use service SMS and E-mails-notifications. This service will help to save your time and will give the chance to obtain information on the movement on your account in the way, convenient for you, - by means of the SMS or E-mail.

For receiving consultation, you can call our call center or address to our branches and CBS.

We will answer to your questions

  • Required documents for opening an account

    To open an account for legal entities, residents and non-residents, the following documents are required: 

    Certificate of state registration of entrepreneurial activity.


    Copy of the charter and founding documents.

    A copy of the TIN certificate.

    Copy of the passport and TIN of the responsible person.

    A copy of the protocol or order on the appointment of the head/director and chief accountant.

    Sample signatures and seal card – 2 copies.

    For non-resident branches or representative offices - a legal permit (or certificate) is required, which is issued to a non-resident in a diplomatic mission of the Republic of Tajikistan abroad or in a diplomatic representation of a foreign state in the Republic of Tajikistan to open an account.

  • What is the commission % for cashing out?

    Commission for cash withdrawal at the cash desks of “Spitamen Bank” CJSC is following:

    in national currency: 0,8% of the withdrawn amount;

    in foreign currency: 1% of the withdrawn amount.

  • What is the commission for money transfers?

    Commission for a money transfer from the client's account, depending on the transfer currency, is as follows:

    In US Dollars: 55$;

    in Euro: 35 Euro;

    in Russian rubbles: 400 rubles;

    in Chinese Yuan: 100 Yuan. 

  • How to get or sell foreign currency in your bank?

    For purchase or foreign currency sales it will be required to you:

    • To open the current account in CJSC Spitamen Bank.
    • To credit in this respect the amount in TJS, USD, EUR or RUB.
    • To convert the sum of cash somoni of currency at the commercial course established by bank.

    We provide to the clients the best price conditions in the monetary market.

  • How much is the commission for cash disbursement?

    The commission for cash disbursement in cash desks of CJSC Spitamen Bank makes:
    In somoni: 0,5% of the withdrawn sum.
    In foreign currency: 1% of the withdrawn sum.

  • What is the amount of the commission for money transfer?

    The money transfer commission, by means of the international SWIF system, depending on translation currency, makes: in US dollars: $22; in Euro: 20 Euros; in Russian rubles: 50 somoni.

    The commission for transfers to territories of RT make up to 5 somoni.